01
Sep
By Jim Hasek
Mortgage, ,

Consider A Home Renovation Loan To Navigate A Challenging Housing Market

Today, there are many people who are having a difficult time purchasing a house. Even though interest rates have gone up, sales are still happening quickly. Therefore, it can be difficult for people to qualify for a mortgage, purchase a house, and get to the closing table before the property is sold. One potential way to get around the hot housing market is to consider a home renovation mortgage. How can a home renovation mortgage help you?  A Renovation Loan Can Help People Buy A Less Desirable Home If you want to close on a home, you might be interested…
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31
Aug
By Jim Hasek
Mortgage, ,

Expenses To Consider When Buying A Home

When you are in the process of buying a home, it can be intimidating to take a look at so many factors. A home has a big price tag, and you need to make sure that you budget accordingly. Fortunately, this is not a process that you have to go through on your own. There are several items that all experts will say that you have to consider as you budget for your next home purchase. The Down Payment Your biggest expense is probably going to be your down payment. In general, it is a smart idea to put 20…
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30
Aug
By Jim Hasek
Real Estate, ,

The Different Foundation Options For Your House

Are you thinking about purchasing a home in the near future? Or, are you thinking about building one? If so, you must think carefully about the foundation of the home. It is responsible for supporting the rest of the structure, so you need to find the right foundation to meet your needs. What are a few of the top options available? Basement One of the first options you should consider is a basement foundation. This is a popular choice because it can create additional living space in your home. It can also act as an additional entrance, which can be useful…
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29
Aug
By Jim Hasek
Financial Reports, ,

What’s Ahead For Mortgage Rates This Week – August 29, 2022

Last week’s economic news included readings on pending home sales, new home sales, and readings on monthly and yearly inflation rates. Weekly readings on mortgage rates and jobless claims were also published along with the University of Michigan’s final monthly and year-over-year readings on consumer sentiment. Commerce Department Reports Fewer New Homes Sold in July Sales of new homes fell by 12.60 percent month-to-month and were 29.6 percent lower year-over-year in July. The Commerce Department reported a year-over-year sales pace of 511,000 new homes sold in July as compared with June’s revised pace of 585,000 new homes sold. June’s reading…
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26
Aug
By Jim Hasek
Mortgage, ,

The Importance Of Pre-Approval During The Homebuying Process

If you want to buy a home in the near future, you are probably aware of just how competitive the housing market is. You need to put yourself in the best position possible to be successful by getting pre-approved for a home loan. This is a very important step, particularly when you compete against people making cash offers. Learn more about the importance of getting pre-approved below, and make sure your offer is taken seriously. A Pre-Approval Letter Shows You Are Serious The first reason why you need to get a pre-approval letter is that it will show any potential…
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25
Aug
By Jim Hasek
Around The Home, ,

Winter’s Coming: Learn How to Prepare Your Plants, Trees and Other Landscaping

From the approaching holiday season to the New Year, there are a lot of things to prepare for when it comes to the winter. It's important, though, not to forget about the needs of your lawn for the upcoming cold season. If you're wondering how to ready your trees, your plants and your yard, here are some tips for saving your vegetation until the springtime. Fertilize For Grass Growth It might seem like a waste of time to fertilize your grass going into the winter months, but this is actually the perfect time to prep it for spring. As fertilizer…
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