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Did You Know? How Accelerating Your Mortgage Payments Can Help Your Credit Score

The tough part might be over after your mortgage has been approved, but it's still important to keep on top of your monthly payments and maintain a good credit score for your financial future. If you're currently wondering how increasing your mortgage payments can help your credit outlook, here are some things to consider. Change Your Payment Schedule Most people opt for a monthly mortgage payment, which can certainly stretch the budget but is still something that can be maintained consistently. However, what many homeowners don't realize is that more consistent payments, like a bi-weekly or even weekly payment, can…
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Going on a Nice Vacation? Protect Your Home and Valuables With These 3 Key Tips

It's always exciting to pack up and get away from your home for the sake of escape, but going on vacation also means leaving your home behind. While a good neighborhood can go a long way towards making sure your home stays safe in your absence, here are some additional tips for how to ensure you'll be coming back from your trip without incident. Take Care Of Your Property Thieves will often assume that an unkempt yard and home maintenance issues are a sign of a homeowner that doesn't care, and this will often attract them to a property. Instead…
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NAHB: Builder Sentiment Dips in April

According to the National Association of Home Builders Housing Market Index for April, Builder Confidence dropped three points to an index reading of 68 in April. While any reading over 50 indicates positive builder confidence, home builders said that they continue to face obstacles including higher costs for materials and elevated costs associated with regulatory issues. Builders have repeatedly cited concerns including a lack of buildable lots and labor shortages in past months. Home Builder Component Readings Fall But Remain in Positive Territory Component readings of the Housing Market Index include builder confidence in current market conditions for newly built…
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Selling Your Home? Understanding Why a Buyer Might Withdraw — and How to Win Them Back

It may seem like the hard part is over once you've received a few offers on your home and are preparing for the negotiation process. Unfortunately, anything can happen until the papers and signed and this means that potential homebuyers can back out. If you're dealing with a wavering bidder and are wondering how you can win them back, here are some reasons they might withdraw and how you may be able to win them over. The Price Is Too High It's possible that when it comes to negotiating, many interested parties will offer to put down a little more…
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What’s Ahead For Mortgage Rates This Week – April 17, 2017

Last week's economic releases included readings on inflation, core inflation, new jobless claims, and mortgage rates. Consumer sentiment for April was also released. Inflation Rate Dips in April Consumer Price Index readings for April indicated that inflation decreased from 0.10 percent growth in March to a negative reading of -0.30 percent reading in April. The Core Consumer Price Index, which does not include volatile food and energy readings, also dipped in April to -0.10 percent from the March reading of +0.20 percent. While negative readings for month=to-month inflation suggests sluggish economic conditions, month-to-month readings can be volatile  It's possible that…
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Pamper Your Pet With These Five Awesome Pet-friendly Home Upgrades

The best addition to many a family is the beloved pet, but beyond the regular treats and pillows, there are plenty of ways to spoil your pet and let them know how much you love them. If you're looking for some neat concepts for your favorite pooch, here are some unique ideas you may want to try out. A Relaxing, Personal Place Many animals will gravitate towards your new couch, but by giving them their own special spot, you can make them happy and keep your living room looking great at the same time. Instead of a second-hand pillow, buy…
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