Blog

11
Nov
By Jim Hasek
Home Buyer Tips, ,

Pulling the Trigger: 3 Reasons Why You’ll Want to Move Fast when Buying a Home

With all of the care and consideration that can go into deciding if a home is the right fit, it can add a wrench to the mix to realize that you may not have a lot of time to put in an offer. It's certainly important to weigh all of the factors of buying a home before deciding to put yourself in the ring, but here is why you'll want to come to a conclusion quickly when it comes to a home you love. It's An Ideal Home, For You And Many Others If you've finally found a home that…
Read More
10
Nov
By Jim Hasek
Home Mortgage Tips, ,

Did You Know? Why a Mortgage Pre-qualification Meeting Might Be Your Best Use of 5 Minutes

If you're in the market for a mortgage, you may want to set up a pre-qualification meeting with a mortgage professional. Even if you're not 100% sure who you'd like to apply for a mortgage with, pre-qualification can still be a valuable step to take. And given that it only takes a few minutes, it's something every potential homeowner can do. So why should you go to a mortgage pre-qualification meeting with a mortgage lender? Here are just a few reasons why it's a great idea. It'll Give You A Good Idea Of How Much House You Can Afford A…
Read More
09
Nov
By Jim Hasek
Market Outlook, ,

What’s Ahead For Mortgage Rates This Week – November 09, 2015

Last week's economic reports included releases on construction spending and several labor-related reports including ADP payrolls, Non-Farm payrolls, average hourly earnings and weekly jobless claims. Freddie Mac reported that mortgage rates rose as the national unemployment rate decreased to 5.00 percent. Labor Reports Show Mixed Results Key readings on employment showed mixed results as ADP payrolls decreased to 182,000 from September's downwardly revised reading of 190,000 private sector jobs added. U.S. jobs expanded to a reading of 271,000 jobs added in October, which exceeded expectations of 180,000 jobs added and September's reading of 137,000 jobs added. This was the fastest…
Read More
06
Nov
By Jim Hasek
Mortagage Tips, ,

How Are Pre-Qualifying And Pre-Approval Different?

How Are Pre-Qualifying And Pre-Approval Different? Watch this video and it'll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow. You can be 'pre-qualified' over the phone with no paperwork by telling a lender your income, your long-term debts and how large a down payment you can afford. Without any obligation, this helps you arrive at a ballpark figure of the amount you may have available to spend on a house. Pre-approval is a lender's actual commitment to lend to you. It involves assembling financial records and going through a preliminary approval process.…
Read More
05
Nov
By Jim Hasek
Home Mortgage Tips, ,

What Are the Advantages to Paying off Your Mortgage Early? Here Are a Few That Might Entice You

If you're looking into fixed term mortgages, you might be wondering whether there's any reason why you should take the full term to pay off the loan. In a lot of cases, paying off a mortgage before it comes due is a great decision. If you're considering paying off your mortgage early, you'll experience a variety of benefits – here are just a few of them. You'll Save Thousands In Interest Payments By and large, the single biggest advantage of paying off a mortgage early is the money you'll save in interest. The longer you take to pay off your…
Read More
04
Nov
By Jim Hasek
Home Buyer Tips, ,

Find Something Wrong During a Home Inspection? How to Discuss Repairs or Defects with a Seller

When it comes to selling a home, it is a common belief that once the offer is accepted, there is nothing else to be negotiated. However, issues and obstacles that can arise during the home inspection can be a cause for discussion with the seller. Whether you're currently searching for houses or your offer has already been accepted and you're preparing for the next step, here are some tips in the event that the home inspection isn't up to par. Be Cautious About What You Say Without a doubt, anything that you discuss with the real estate agent regarding the…
Read More