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30
Jun
By Jim Hasek
Home Mortgage Tips, ,

Buying a New Home? 3 Tips for Being Approved for a Second Mortgage – and How to Manage It

Applying for a second mortgage is a great way to keep your down payment amount to a minimum and to keep more of your cash in your bank account. It can also help you to avoid making PMI payments, and some lenders may even waive escrows for taxes and insurance if you use a second mortgage instead of a higher first loan amount. Whether you want to enjoy some or all of these benefits, you may be wondering what it takes to set up a second mortgage. With a focus on these tips, you can more easily get the financing…
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29
Jun
By Jim Hasek
Market Outlook, ,

What’s Ahead For Mortgage Rates This Week – June 29, 2015

Last week's economic news was largely positive as both new and existing home sales beat expectations. FHFA reported that home price growth held steady in May, while weekly jobless claims edged up, but were lower than expected. New and Existing Home Sales Exceed Expectations According to the Commerce Department, new home sales reached 546,000 on an annual basis for May. This surpassed expectations for 525,000 new homes sold and April's revised reading of 534,000 new homes sold. Expectations were based on the original reading of 517,000 new homes sold in April. Existing home sales rose by 5.10 percent in May…
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26
Jun
By Jim Hasek
Around The Home, ,

Safety Tips: 5 Ways to Prepare for a House Fire – and What to Do if One Breaks Out

House fires can break out for a wide range of reasons, and these include everything from grease fires while cooking in the kitchen to lightning striking the home. They can cause a significant amount of property damage as well as personal injury or even loss of life, so preventing them and knowing how to properly respond if a fire does break out are important. Whether buying a new home or residing in an existing home, everyone can benefit from learning more about fire safety rules. Have An Exit Strategy Fires can break out whether residents are awake in the living…
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25
Jun
By Jim Hasek
Home Seller Tips, ,

Summer’s Coming! Boost Your Home’s Curb Appeal and Get a Quick Sale with These 3 Tips

Curb appeal is important in the home sales process, and this is because it will impact the overall first impression that potential home buyers have about the property. Some homeowners can easily spend a small fortune and a considerable amount of time improving curb appeal, but others may be looking for faster and easier results. The good news is that boosting curb appeal is easy and affordable to do when these three tips are followed. Spruce Up The Front Door The front door and patio area are focal points for those driving by the home, and this area receives even…
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24
Jun
By Jim Hasek
Home Buyer Tips, ,

Moving to the City? How to Downsize from a Large House to a Smaller Condo or Apartment

Many people make the decision to move from the country or the suburbs into the heart of the downtown area for a number of reasons, such as to enjoy proximity to work or to enjoy the urban lifestyle. With the higher cost of real estate in central urban areas and with real estate space at a premium, many who make the decision to relocate will need to downsize from a larger house to a smaller condo or apartment. While this can be challenging, it can be accomplished by following a few steps. Choose The Right Pieces To Keep When downsizing…
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23
Jun
By Jim Hasek
Home Mortgage Tips, ,

Four Surefire Ways to Ensure That You Get the Best Possible Deal on Your Mortgage

Taking time to set up your home mortgage is one of the best steps that you can take to promote financial health and security. The best home mortgage is one with an affordable payment, that does not empty your bank accounts of necessary financial reserves and that will help you to establish equity at a fast pace. If you want to ensure that you get the best deal on your mortgage focus on these tips. Consider the Loan Term Carefully The most common loan term options are a 15, 20 and 30 year term. There will be a slight interest…
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