Blog

12
Jun
By Jim Hasek
Mortgage Tips, ,

How To Build The Ultimate Tree House For Your Children In Just Seven Steps

Building a tree house is a time honored tradition for many families. One of the benefits of having a yard is the ability to build a tree fort for your children. If you're planning to build a fun fort for your kids, here are seven steps to help you create the ultimate tree house. The Ultimate Plan For The Perfect Playhouse The best projects are often the most thought out. Sit down with your children and lay the plans for their tree house. Let them contribute their thoughts and ideas so they feel a part of the planning process. Although…
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11
Jun
By Jim Hasek
Real Estate Tips, ,

4 Tips To Lower Homeowners Insurance For Your Home

With the prices for everything skyrocketing these days, every penny counts. This includes your homeowner's insurance costs. If you're thinking of buying a home and need homeowner's insurance, here are a few tips on getting quality insurance for a fair price: Tip #1: Shop Around Ask family and friends about their homeowner's insurance. Check the Yellow Pages, the National Association of Insurance Commissioners (NAIC) and the state insurance department.  Other places to shop for insurance include consumer guides, insurance agents and online insurance quote services. Don't just look for lower prices, however. You need a fair price for the services…
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10
Jun
By Jim Hasek
Credit Scoring, , , ,

Understanding Your Credit Score And How It Impacts Your Home Ownership Prospects

Understanding your credit score and how it impacts your home ownership prospects your credit score is an important part of your financial profile. It has a direct impact on your ability to take out loans. The score itself is a numerical reflection of your credit history. It gives lenders a way to discern your reliability before approving a loan like a mortgage for instance. Though this is the basic function of a credit score, it can also have a far-reaching influence over other aspects of home ownership. Mortgage Loan Approval: Will Your Score Make the Cut? First and foremost, the…
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09
Jun
By Jim Hasek
Market Outlook, ,

What’s Ahead For Mortgage Rates This Week – June 9, 2014

Last week's economic news was mixed. Construction spending grew, but fell below the expected level. CoreLogic reported that April home prices continued to rise, but did so at their slowest growth rate in more than a year. Employment reports for private sector and government jobs indicated fewer jobs, but the national unemployment rate was steady. Here are the details: Construction Spending, Home Price Growth Slows Construction spending reported by the Department of Commerce reached $953.5 billion annually, and increased by 0.20 percent month-to-month against expectations of an 0.80 percent increase and the March reading of 0.60 percent growth. According to…
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06
Jun
By Jim Hasek
Home Tips, ,

Which Type Of Pool Is Right For You? We Look At The Best Designs For Your Backyard

The decision to install a pool is generally one that is applauded by at least certain members of the family. Whether you have children or not, however, having a pool at home is certainly something you can enjoy for yourself. But what if you don't think your yard is particularly suited to a pool? Don't rule out the idea just yet; instead, consider some of these different pool designs to suit different sizes and styles of backyards. Make The Most Of Your Small Backyard For a relatively small backyard, you should always choose the right pool design that will ensure…
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05
Jun
By Jim Hasek
Mortgage Tips, ,

How Pre-Qualifying Helps You Find the Right Home

Too often, home buyers are disappointed when they find their dream home only to discover they are not able to get a mortgage to purchase the property. There are methods that potential buyers can use to ensure this does not happen to them. One of these options is to ensure you obtain a pre-qualification from your lender. It is important to understand the difference between a pre-approval and a pre-qualification. While both are helpful, they do not carry the same weight. What Are The Differences Between These Options? A pre-qualification allows a borrower to determine how much money they may…
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