25
Oct
By Jim Hasek
Home Mortgage Tips, ,

Buy Your Home Today: Understanding Why It’s a Bad Idea to Try and Time the Mortgage Market

It's often the case that people will opt to postpone home ownership until the best rates are available or it's a more stable investment, but in an ever-shifting market it may not be the best decision to put such a sizeable investment off. If you're wondering whether or not you should put off investing in a home, here are some reasons you may want to start putting your time into searching for a home. Interest Rates Always Fluctuate While interest rates are constantly changing and have certainly risen since the economic recession of 2008, they still remain relatively low and…
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20
Oct
By Jim Hasek
Home Mortgage Tips, ,

Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase. Up-To-Date On Credible Lenders A mortgage app can certainly provide many mortgage insights, but it's not necessarily an able replacement for a broker who has dealt with many different lenders…
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18
Oct
By Jim Hasek
Home Mortgage Tips, ,

The Major Keys to Understanding When It’s Time to Refinance Your Mortgage

As a homeowner, you may have heard the term re-financing without being aware of exactly what it means, but there are a lot of pros and cons associated with what it can do for your financial situation. While getting a different new loan for your mortgage can be a good financial decision in certain situations, here are some things you should consider before you decide that this is the right choice for you. Getting A Lower Rate One of the main reasons that re-financing can be a popular option for many homeowners is that it can provide the opportunity for…
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13
Oct
By Jim Hasek
Home Mortgage Tips, ,

Planning to Get a Mortgage in 2017? 4 Reasons Why It’s Time to Start Paying Down Other Debts Now

Buying a home is an ideal investment for many people because not only is it a place that belongs to them, it can also be very beneficial financially. While you may be strongly considering buying a home for these reasons, it's also important to be in good financial health so that your ideal home purchase is within reach. If you're currently perusing the market for prospects, here are some reasons you should pay down debt before taking the leap into home ownership. Good Credit History The amount of your debt load and whether or not you're paying off your minimum…
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11
Oct
By Jim Hasek
Home Mortgage Tips, ,

The Pros and Cons of Using Your Savings to Make Your Full 20 Percent Down Payment

If you've been perusing the real estate market with the hope of purchasing a home, you may be aware that the often-touted amount you should put down is 20 percent. However, there are good things and bad things involved in investing so much money into your new home. If you're wondering how to decide on your down payment amount, here are some things to consider before putting in 20 percent. No Rainy Day Fund It might seem like the best option is to put down as much as you can, and use up your savings if needed, but putting all…
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05
Oct
By Jim Hasek
Home Mortgage Tips, ,

3 Common Mistakes That First-time Mortgage Borrowers Make and How to Easily Avoid Them

Deciding to purchase a home will be one of the biggest investment decisions you'll make in your life, but it can be confusing for the first-time home buyer to know all the ins and outs of buying a home. If you're wondering what things first-time buyers often forget about before purchasing a home, here are three important things that you'll want to keep in mind. Ignoring Their Credit History If you have a high debt load or you haven't been making your minimum payments, it can be pretty frightening to consider looking at your credit report, but it's very important…
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