02
Oct
By Jim Hasek
Mortgage Application, ,

Should Homeowners Refinance?

Most people have heard the saying that it might be a good idea to refinance if mortgage rates drop. For those who might not know, refinancing is essentially taking out a new loan to replace the old one because the new loan has a lower interest rate. This could shorten the time span of a long time and reduce monthly payments, or save money on the total cost of the home. At the same time, refinancing is not right for everyone. How can homeowners determine if refinancing is right for them?  Do They Qualify? Just because there are lower interest…
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22
Sep
By Jim Hasek
Mortgage Tips, ,

Understand Coronavirus Mortgage Relief Options

The coronavirus pandemic has impacted everyone. For homeowners, they might be wondering how they are able to keep up with their mortgage in light of shelter in place orders, financial difficulties, and unemployment problems. Federal agencies and regulatory authorities are putting relief measures in place during the pandemic to help people who might have trouble keeping up with their mortgage. When it comes to coronavirus mortgage relief, there are a few tips that everyone should keep in mind.  Talk To The Lender First The first step is always to talk to the lender directly and see if there are relief…
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18
Sep
By Jim Hasek
Mortgage, ,

Restoring A Patio On A Budget: 3 Simple Tips

There are lots of homeowners who are looking at their patio and are not satisfied with what they see. This is where it is important to think about ways to bring that patio back to life. Whether this means entertaining friends or simply relaxing with a cocktail and a book, there are a few easy ways to bring a patio back to life. 1. Target The Pests There are lots of pests that like to make their homes in the patio. This might include debris that is brought in by the wind, critters that like to dig underneath the patio,…
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04
Sep
By Jim Hasek
Home Tips, ,

How to Get Stains & Grease Off Of Walls

Stains are common issues faced by homeowners; however, when the stains involve the walls, this can be a difficult challenge. Stains and grease are a much tougher challenge than dust and cobwebs. That is why there are specialized methods that help remove grease and stains from walls. Remove Grease From Kitchen Walls Grease is one of the most common occupational hazards of cooking. While grease can prevent foods from sticking to pots and pans, this can be a real challenge if it ends up on the kitchen walls. Fortunately, there is dish soap that can strip the grease right off…
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21
Aug
By Jim Hasek
Mortgage Tips, Real Estate, ,

Tips For Deciding The Value Of A Home

Homes are more than just a building. They are filled with memories of children taking their first steps, holidays that were celebrated with family members and friends, and Super Bowl parties filled with smiles and cheers. These memories are priceless; however, people cannot let emotions cloud their judgment when they are trying to sell a house. Instead, it is important to focus on the building. There are a few tips that everyone should follow as they try to figure out how much their home is worth. Be Reasonable The first tip is not to price a home too high out…
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19
Aug
By Jim Hasek
Home Mortgage Tips, ,

Applying for a Mortgage? Three Questions Your Lender Will Ask You – and How to Prepare Your Answers

Before approving a mortgage, your lender is going to have to do his due diligence to ensure that you can afford a loan large enough to pay for a house. That means your lender will be asking you several questions about whether or not you can afford a mortgage. Here's how you can prepare to answer these questions in a way that will increase your likelihood of approval. How Stable Is Your Income? Your lender is going to want to know that your income is going to be stable over the life of the loan. This means that you should…
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