Understanding the Risks of Buying a Home With a History of Flooding

A home can look beautiful on the surface, but a past flooding event can create long term challenges that buyers need to understand. If you are considering a property with any history of water intrusion, taking time to learn the risks can protect your safety, your finances and your peace of mind. Why Past Flooding MattersEven if the home has been repaired, a flooding event can leave behind hidden problems. Water exposure may weaken structural elements, damage electrical systems or create long term moisture concerns. A property with a flooding history may also be more vulnerable to future events, especially…
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Understanding What It Means to Sell Your Home Through a Short Sale

Selling a home can feel emotional and overwhelming, especially when financial pressures make it difficult to keep up with payments. For some homeowners, a short sale becomes a realistic path toward a fresh start. If you are exploring this option, understanding how the process works can help you move forward with confidence. What a Short Sale Really Means A short sale happens when a homeowner sells the property for less than the total amount still owed on the mortgage. The lender agrees to accept the lower amount, and in many cases, releases the borrower from the remaining balance. Homeowners often…
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Understanding the Different Types of Home Foundations

When buying or selling a home, the foundation is one of the most important yet overlooked elements. It supports the structure, affects durability, and can influence everything from comfort to resale value. As a real estate agent, I often remind clients that understanding the type and condition of a home's foundation can help them make informed choices and avoid costly surprises later on. Slab FoundationsA slab foundation is one of the most common types of foundations used in modern construction. It consists of a single layer of concrete poured directly onto the ground. This style is cost-effective, low-maintenance, and ideal…
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Real Estate and Education: How School Districts Affect Property Values

When it comes to buying a home, location is always a major factor, but for many families, the local school district carries just as much weight. Even for buyers without children, the quality of nearby schools can have a lasting impact on property values. Understanding how education and real estate are connected helps buyers make smarter decisions and recognize the long-term advantages of purchasing in a strong school district. Why School Districts Matter School districts influence both a home’s desirability and its market value. Properties located in areas with highly rated schools tend to attract more buyers, creating stronger demand…
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What’s Ahead For Mortgage Rates This Week – November 17th, 2025

In the aftermath of the recent government shutdown, the expected releases are still delayed. This round of releases is particularly impactful, involving key inflation reports from both the Consumer Price Index and the Producer Price Index. While the Federal Reserve prefers the PCE Index—and also relies on its own methods for collecting inflation data—the delay is undoubtedly troubling for the broader market, as the shutdown disrupted a wide range of services across the nation. The data is now expected to be released next week. Primary Mortgage Market Survey Index• 15-Yr FRM rates saw a decrease of -0.01% for this week,…
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Aging Homes, and Why Buyers Need to Factor Updates Into Their Budgets

Older homes have charm, character, and architectural details that newer properties often lack. From original hardwood floors to vintage craftsmanship, they can feel timeless and full of personality. However, behind the charm can come age-related challenges that buyers should not overlook. Understanding how to budget for repairs and updates helps buyers make informed decisions and protects their investment long after closing. The Appeal of Older HomesMany buyers are drawn to older homes because of their unique features and established neighborhoods. Larger lots, mature trees, and historical details often make these properties stand out from newer builds. Yet even well-maintained homes…
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