Smart Home Features That Add Value to Your Property

Smart ThermostatsA smart thermostat is one of the most popular smart home upgrades. These devices allow homeowners to control heating and cooling remotely using a smartphone. Smart thermostats can learn your preferences over time, helping you save energy and reduce monthly utility costs. Buyers appreciate the combination of convenience and efficiency that smart thermostats offer, making them a worthwhile investment when preparing your home for sale. Security Systems with CamerasModern security systems do more than sound alarms. Systems with cameras, motion detectors, and remote access features help homeowners monitor their property from anywhere. Potential buyers find these systems reassuring, especially…
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What’s Ahead For Mortgage Rates This Week – July 21st, 2025

While inflation has slowed down since the pandemic, it is showing a faster-than-expected rise for consumers, as the CPI (Consumer Price Index) has reported a higher than expected 0.3% increase, contrasted to the 0.2% expected increase. Meanwhile, the PPI (Producer Price Index) has proven to be entirely flat, with the largest takeaway being that signs of tariff-related inflation are — at best — scattered among data reports, leading to many speculating that the impacts have been overestimated. Given continued inflation for consumers, it is very unlikely the Federal Reserve will make any adjustments to the rate as it adopts a…
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From Search to Keys How Long Does Buying a Home Take

Buying a home is an exciting journey, but it can also feel overwhelming if you are not sure what to expect. One of the most common questions from homebuyers is how long the process takes from start to finish. The answer depends on several factors, but knowing the general timeline can help you plan and reduce stress. The Home Search PhaseFinding the right home can take anywhere from a few weeks to several months. This phase includes deciding what you want in a home, searching listings, attending showings, and narrowing down your choices. Some buyers find their perfect home quickly,…
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The Truth About Buying a Home with No Money Down

For many first-time homebuyers, the idea of purchasing a home with no money down sounds too good to be true. It is often advertised as a dream scenario, but the reality is more nuanced. There are options out there that allow for low or no down payment, but they come with specific requirements and considerations. Understanding these options can help you make a smart and informed decision as you plan your path to homeownership. Understanding No Money Down ProgramsThere are a few loan programs that offer the possibility of buying a home without a down payment. Two of the most…
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Beyond the Mortgage Payment What Homeownership Really Costs

Owning a home is a major milestone and a meaningful investment. It offers stability, personal freedom, and the chance to build equity over time. However, while many buyers focus on saving for the down payment and qualifying for a loan, there are additional expenses that often catch new homeowners off guard. Understanding the hidden costs of homeownership can help you prepare financially and avoid surprises. Property Taxes and InsuranceOnce you own a home, you are responsible for property taxes, which vary depending on your location and the value of your property. These are recurring costs that can increase over time.…
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How to Tell If a Home Purchase Price Is Truly a Good Deal

Buying a home is one of the largest investments most people will make. It is exciting, but it can also feel overwhelming, especially when you are trying to decide whether the home you love is priced fairly. So how do you know if you are getting a good deal? The answer involves more than just looking at the listing price. Here are the key factors to consider. Compare Similar Homes in the AreaThe best way to evaluate a home’s value is to compare it to recent sales in the neighborhood. These are often referred to as comparable sales, and they…
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