31
Oct
By Adrian Willanger
2267 Comments
Holiday Tips, Holidays, , ,

Halloween Safety: Protecting Your Family and Home

Halloween is a thrilling time of the year, filled with spooky costumes, delicious treats, and endless fun. It is also important to remember that safety should always come first. Whether you're a parent, homeowner, or someone simply looking out for your community, keeping your family and home safe on Halloween is a top priority. Here are some valuable tips to ensure that the holiday remains full of treats and without any tricks. Home Security Matters: Securing your home is vital during Halloween. With increased foot traffic around your property, consider the following: Ensure all doors and windows are securely locked.…
Read More
30
Oct
By Adrian Willanger
1677 Comments
Financial Reports, ,

What’s Ahead For Mortgage Rates This Week – October 30, 2023

This week’s most significant data offered preliminary numbers for manufacturing and services PMI (Purchasing Managers Index). Both can serve as a forward indicator for the economy while providing insight into the current state of the cost of living for the service industry. While manufacturing met an expected rise for the end of October, services saw a contraction, falling to 46.6 from 49.3. Readings below 50.0 can be a sign of a downturn for the economy, particularly given the time of the year. Mortgage Applications & Rates Indices MBA Mortgage Applications Index saw a reduction of -1.0% in applications for the…
Read More
27
Oct
By Adrian Willanger
8985 Comments
Around The Home, ,

Transforming Your Space One Project at a Time

When it comes to home improvements, many homeowners are opting for the do-it-yourself (DIY) approach. DIY home improvements not only allow you to save money but also provide a sense of accomplishment and personalization. Whether you're fixing a leaky faucet or renovating an entire room, taking on home improvement projects can have numerous benefits that extend beyond physical transformation. Cost Savings: One of the most compelling reasons to tackle DIY home improvements is the potential for significant cost savings. Hiring professionals can be expensive, especially for minor repairs or aesthetic upgrades. By doing the work yourself, you can avoid labor…
Read More
26
Oct
By Adrian Willanger
8341 Comments
Homebuyer Tips, ,

Important Tips When Making a Down Payment for a Home

When it comes to purchasing a home, one of the most significant financial decisions you'll make is how much to put down as a down payment. Your down payment not only affects the amount you need to borrow but also plays a vital role in determining your mortgage interest rate and overall financial stability. Here are crucial tips to keep in mind when making a down payment for a home: Determine Your Budget and Financial Goals: Before you start setting aside money for a down payment, you must understand your budget and financial goals. Assess your current financial situation, including…
Read More
25
Oct
By Adrian Willanger
3 Comments
Selling Your Home, ,

Pros, Cons, and Considerations When Selling a House “As-Is”

When it comes to selling a house, homeowners have different options available to them. One approach that some sellers consider is selling their house "as-is." This means selling the property in its current condition without making any repairs or renovations. Pros of Selling a House "As-Is" Convenience: One of the primary advantages of selling a house as-is is the convenience it offers. By selling the property in its current condition, you can avoid the time, effort, and cost associated with repairs and renovations. Cost Savings: Selling a house as-is can potentially save you money. When you sell a property in…
Read More
24
Oct
By Adrian Willanger
1 Comment
Home Buyer Tips, ,

Worried about Your FICO Score? 4 Easy Strategies to Fix It Up

If you're worried about your bad credit, you'll want to do everything in your power to improve your rating as quickly as possible - especially if you have a major purchase coming up. Improving your credit rating can give you access to better interest rates on mortgages or even help you to get that job you're after. IMPORTANT! If you are currently involved in a home loan transaction, speak with your trusted mortgage lender before taking any action regarding your credit! So how can you boost your FICO score quickly and easily? Here's what you need to know. Get Your Credit…
Read More