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10 Tips to Secure Your Home While You’re on Vacation

A vacation is a time to relax and unwind, but it's essential to ensure that your home remains safe while you're away. Nobody wants to return from a fantastic trip to find their home has been broken into. With a few precautionary measures, you can significantly reduce the risk of your home becoming an easy target for theft. Here are ten tips to help secure your home while you're on vacation: Notify Trusted Neighbors or Friends: Let a few close neighbors or friends know about your travel plans. They can keep an eye on your property, pick up mail, and…
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What’s Ahead For Mortgage Rates This Week – October 16, 2023

Last week’s economic report schedule included notable reports with the CPI & Core CPI in addition to PPI and Core PPI. Many markets are keeping a close eye on the inflation numbers for the U.S. as well as many other parts of the world to help guide their policies. Other notable reports were MBA Mortgage Applications Index and the University of Michigan Consumer Sentiment Report (Prelim.) Consumer Price Index With current inflation data, the Federal Reserve has hinted that they are close to ending their rate-hiking cycle for the future. This reflects a greater optimism for a soft landing in…
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Understanding How Home Equity Works and Why Buying a Home Can Be Your Best Investment

When delving into the world of real estate and investment property, there are many terms that will come up that require further explanation. Whether you've never heard the phrase 'home equity' before or you have a little familiarity, here are the ins and out of what it means and how this asset can help your financial outlook. All About Home Equity Essentially, home equity refers to your portion of the value of your home, and the amount of this figure is important because it is included among your assets when determining your net worth. If this sounds confusing, think of…
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Setting Your Budget: How to Analyze Your Finances to Determine How Much Mortgage You Can Afford

Whether you're buying a home for the first time or you've decided it's about time that you upgraded to a larger, more expansive house, if you're making a real estate purchase you'll need to be aware of how much you can reasonably afford to borrow in a mortgage. In today's post we'll take a look at a few ways that you can analyze your financial situation to help decide how much mortgage you can truly afford. Prepare An Honest Monthly Budget The first step in understanding how much of a monthly payment you can afford is to create an honest…
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Worried about Your FICO Score? 4 Easy Strategies to Fix It Up

If you're worried about your bad credit, you'll want to do everything in your power to improve your rating as quickly as possible - especially if you have a major purchase coming up. Improving your credit rating can give you access to better interest rates on mortgages or even help you to get that job you're after. IMPORTANT! If you are currently involved in a home loan transaction, speak with your trusted real estate advisor before taking any action regarding your credit! So how can you boost your FICO score quickly and easily? Here's what you need to know. Get…
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Simple Tips for a Stunning First Impression

They say, “you never get a second chance to make a good impression”, and when it comes to your home, curb appeal is the key to making a lasting one. Enhancing the exterior of your house not only adds value but also creates a warm and inviting atmosphere for both you and your guests. Here are some simple yet effective tips that will help transform your home's exterior and make it the envy of the neighborhood. Begin with a Welcoming Entrance: The front door is the gateway to your home, and a fresh coat of paint can do wonders to…
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