The National Homebuyer Fund’s Role in National Homeownership Month

June is National Homeownership Month, a special time to celebrate the dream of owning a home and highlight programs that help make homeownership more attainable. One standout resource for many aspiring homeowners is the National Homebuyer Fund (NHF), an organization dedicated to providing vital financial assistance to low-to-moderate income families striving to buy their first home. What Is the National Homebuyer Fund?The NHF is a nonprofit that offers down payment and closing cost assistance to qualified homebuyers. This support often comes in the form of grants or forgivable loans, meaning that recipients may not have to repay the funds if…
Read More

How HomeReady and Home Possible Open Doors During National Homeownership Month

June is National Homeownership Month, a time dedicated to celebrating the American dream of homeownership and spotlighting the tools and resources that help make that dream a reality. For millions of aspiring homeowners, especially those with modest incomes, programs like Fannie Mae’s HomeReady® and Freddie Mac’s Home Possible® provide a critical pathway forward. These two government-backed loan programs are specifically designed to increase access to affordable mortgage options for low-to-moderate income borrowers. In a market where rising home prices and limited inventory can feel discouraging, HomeReady® and Home Possible® are helping more people achieve the stability and wealth-building potential that…
Read More

Recognizing the Power of Having a Place to Call Home During Homeownership Month

June is National Homeownership Month, it is a time to celebrate the American dream of owning a home and to reflect on what homeownership means to individuals, families, and communities. I believe in the power of homeownership to build stability, create generational wealth, and provide a true sense of belonging. Whether you are already a homeowner or still working toward that goal, this month is dedicated to you. National Homeownership Month was originally recognized as National Homeownership Week in 1995. In 2002, President George W. Bush expanded it to the entire month of June to stress the importance of homeownership…
Read More

Why You Should Think Like a Seller When Buying a Home

When you are buying a home, you are likely thinking about how it fits your life. Is the kitchen big enough? Does it have a home office? Is the backyard right for pets or kids? But what if I told you that thinking like a seller can make you a smarter buyer? It might sound backward, but approaching your home search with resale in mind can help you make a better investment, avoid future headaches, and even save you money in the long run. Here’s why you should always have your future resale value in mind, even on day one:…
Read More

How to Read Between the Lines in a Real Estate Listing

When you are scrolling through homes online, it's easy to get swept away by beautiful photos, catchy descriptions, and enticing phrases like "charming fixer-upper" or "cozy starter home." But as a real estate agent, let me tell you, there is often more to the story than meets the eye. Learning to read between the lines of a real estate listing can save you time, prevent disappointment, and help you find the right home faster. Here is how to decode what those listings are really saying: "Needs TLC" = Bring Your ToolboxIf you see phrases like "needs TLC," "great bones," or…
Read More

Getting Approval for a Short Sale

If you are struggling to make your mortgage payments and facing the possibility of foreclosure, you're not alone and you are not out of options. One path worth considering is a short sale, which can help you avoid the long-term impact of a foreclosure on your credit report. As a mortgage originator, I have helped many homeowners navigate this process. A short sale occurs when your lender agrees to accept less than the full amount owed on your mortgage to settle the debt. In this scenario, you sell your home for less than the remaining balance on your loan, and…
Read More