Home Buyer Tips Archives - Page 3 of 33

05

Oct

Home Buyer TipsFICO Score, Home Buyer Tips, Improving Credit Scores

Worried about Your FICO Score? 4 Easy Strategies to Fix It Up

If you're worried about your bad credit, you'll want to do everything in your power to improve your rating as quickly as possible - especially if you have a major purchase coming up. Improving your credit rating can give you access to better interest rates on mortgages or even help you to get that job you're after. IMPORTANT! If you are currently involved in a home loan transaction, speak with your trusted real estate advisor before taking any action regarding your credit! So how can you boost your FICO score quickly and easily? Here's what you need to know. Get…

04

Oct

By Jim Hasek

Homebuyer TipsHome Buyer Tips, Home Seller Tips, Mortgage

Buying or Selling a Home This Winter? Keep These Tax Tips in Mind!

With all of the expense that can go into buying and selling a home, it's good to be aware of what you can claim and how a home can benefit you come tax time. When the New Year rolls around and you're sitting down to the task of completing your taxes, here are a few things that you'll want to keep in mind. Gaining from Capital Gains In the event that you've made money off the sale of your home through a capital gain, it's possible that you may be able to exclude this amount from your tax filing. If…

03

Oct

By Jim Hasek

Home Mortgage TipsEscrow Account Information, Home Buyer Tips, Home Mortgage Tips

4 Facts You Need to Know Before Setting Up a Mortgage Escrow Account

Buying a home involves a variety of nuances and strange-sounding terms, and one of the least understood aspects of the home buying process is the escrow account. Essentially, an escrow account is a third party bank account your lender can require you to pay into in order to cover certain costs related to your home. Your lender uses an escrow account to ensure that property taxes and home insurance fees get paid on time. But how exactly do escrow accounts work? Here's what you need to know. Escrow Accounts Are Mandatory With Certain Mortgages Not all home buyers are required…

03

Oct

By Jim Hasek

Home Mortgage TipsEscrow Account Information, Home Buyer Tips, Home Mortgage Tips

4 Facts You Need to Know Before Setting Up a Mortgage Escrow Account

Buying a home involves a variety of nuances and strange-sounding terms, and one of the least understood aspects of the home buying process is the escrow account. Essentially, an escrow account is a third party bank account your lender can require you to pay into in order to cover certain costs related to your home. Your lender uses an escrow account to ensure that property taxes and home insurance fees get paid on time. But how exactly do escrow accounts work? Here's what you need to know. Escrow Accounts Are Mandatory With Certain Mortgages Not all home buyers are required…

03

Oct

By Adrian Willanger

Around The HomeHome Buyer Tips, Homeowner Tips, Real Estate Investing

How to Find the Perfect Tenant for Your Basement Living Quarter’s

Do you have an empty basement or separated suite in your home? If you have a suite sitting empty, you are missing out on collecting some extra monthly income in the form of rent. Let's take a look at a quick four-step process that will help you find the perfect tenant to rent out your basement suite. Step 1: Play By The Rules Is this your first time renting out a home or suite to a tenant? If so, you will want to do a bit of research first. Read up on Fair Housing Rules and other regulations as these…

08

Jun

By Jim Hasek

Home Buyer TipsBuying a Home, Home Buyer Tips, Moving Tips

Buying in a New Community: How to Meet and Make Friends with Your New Neighbors

One of the stresses of moving to a new area is giving up the familiarity that you have with your old neighbors and starting from scratch. Whether you've just moved to a different locale or you're planning to relocate in the near future, there are some easy ways that you can make a home of your new neighborhood right from the start. Stand Up and Smile While there are neighborhoods where people are definitely friendlier than others, by making your presence positively known you can make an instant impression on those that live around you. When you're walking around the…