22
Nov
By Adrian Willanger
Home Tips, ,

Why Getting Preapproved Before Your House Hunt Is Crucial

Buying a home is one of the biggest financial decisions you'll ever make, and you want to make sure you’re as prepared as possible. Whether you’re just starting to browse homes or are ready to put in an offer, one of the most important steps you can take is getting preapproved for a mortgage. Not only does it streamline the home-buying process, but it also puts you in the best position to make a successful offer. Here’s why getting preapproved now, before you start your house hunt, can make all the difference. What Does It Mean to Be Preapproved? Preapproval…
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15
Nov
By Adrian Willanger
Real Estate Tips, ,

The Benefits of Buying an Unfinished Home for Your Family

Purchasing a home is a major life decision, and for many homebuyers, the ideal property may not always come fully finished. An unfinished home offers a unique opportunity to create a space that suits your family’s needs while potentially saving money upfront. Whether you're looking to save on your initial purchase or enjoy the flexibility of customizing your home, buying an unfinished house could be a great option. If you're considering an unfinished home as your next residence, here’s why it might be the right choice for you and your family. Save Money on the Purchase Price One of the…
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06
Dec
By Jim Hasek
Financial Reports, ,

Newest Home Pricing Data Shows Homes Becoming More Attainable Across The Country

Case-Shiller's 20-city home price index for September reported the lowest pace of year-over-year home price growth in almost two years. Lower home prices balanced housing markets between sellers and buyers, but home prices continued to grow approximately two times faster than wage growth. Case-Shiller's 20 city home price index for September posted a home price growth rate of 5.20 percent as compared to August's year-over-year growth rate of 5.70 percent. While analysts expected slower rates of home price growth, they weren't expecting the steep declines seen in September's report. David Blitzer, Chairman and CEO of the S&P Dow Jones Indices…
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22
Aug
By Jim Hasek
Home Buyer Tips, ,

Home Buying Tips: Three Items to Watch out for in a Purchase Agreement Contract

The purchase agreement is a vitally important document that outlines the provisions, terms and conditions for the transfer of property. It should be read carefully and any ambiguities should be clarified prior to signing. It is a legally binding contract between the buyer and seller. The purchase agreement may vary depending on the location. Most real estate agents use a form that has been approved by a state realtors association. The seller may have a different version that was drawn up by an attorney. It should not be assumed that they are all the same. Typically, the purchase agreement will…
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15
Aug
By Jim Hasek
Home Buyer Tips, ,

Experiencing ‘Purchase Anxiety’? How to Calm Your Nerves Before Committing to Buy a New Home

Whether this is your first big purchase, or your family is moving to a new location or looking for more space, buying a home has its share of ups and downs. It's perfectly normal to feel anxious about whether or not you've found the right property. Here are some things you can do to make yourself feel more secure with your decision. Do The Math You've probably already done this, but it's okay to go over it a number of times to be sure. Factor in your household income and all the bills you expect to pay every month. Add…
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