Do I Need Flood Insurance Coverage For My Home?

One of the most important overlooked form of insurance for homeowners is Flood Insurance. Flood damage is not covered on a typical homeowners insurance policy. Although sometimes FEMA (the Federal Emergency Management Agency) provides help for victims of flood damage, it does not provide coverage for personal property, and is often defined as a loan and must be repaid. Flood Insurance for Homeowners: What Does it Cover? Depending on the type of flood insurance you carry, it covers various things. The basic coverage on a flood insurance policy covers the structure of the home, which would  also  include permanently installed…
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7 Tips for Pet-Proofing Your Home and Furniture

Living with pets brings endless joy, but it can also mean dealing with a few challenges, especially when it comes to protecting your furniture and home from potential damage. Whether you have a playful pup or an energetic cat, pet-proofing your living space is essential to keeping both your pet and your home in good shape. Here are seven practical tips to help you protect your floors, furniture, and belongings from pet mishaps. 1. Protect Your FloorsPets, particularly puppies and kittens, can have accidents that damage flooring. Hardwood, tile, and carpet are all susceptible to stains and odors. To minimize…
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