18
Jan
By Jim Hasek
Home Buyer Tips, ,

Looking to Buy a Home in 2018 and Don’t Know Where to Start? Here’s a Few Tips

Are you a renter that has become tired of paying someone else's mortgage and not building any equity? Or a homeowner who has a growing family and is in need of more space? Whatever the case, if you are in the market for a new home there is no time like the present. Let's explore a few tips that will help you to prepare for the home buying experience. Tip #1: Prepare For A Busy Spring Season First, it should be pretty obvious that you aren't the only house hunter on the market. Other local individuals and families alike will…
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12
Jan
By Jim Hasek
Home Mortgage Tips, ,

3 Great Reasons to Use an Experienced Mortgage Professional for Your Next Mortgage

Are you thinking about buying a new home in 2018? Whether you are a first-time home buyer or you're downsizing now that the kids have moved out, you are likely considering whether or not you will need a mortgage. Even if you can afford to buy a home in cash, taking out a mortgage can help you maintain your liquidity for other spending purposes. No matter what the case, you will want to work with someone who can help you understand your options and what the right decision might be. Let's explore three excellent reasons why you should work with…
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11
Jan
By Jim Hasek
Home Mortgage Tips, ,

Buying a New Home in a Hot Real Estate Market? Here Are 4 Tips You Will Need to Be Successful

Are you in the market for a new house? In a buyer's market, finding and closing on a beautiful home can seem very easy. However, if you are shopping when the market is hot, you may end up fighting bidding wars and losing your dream home to a competing buyer. Let's take a look at four tips that you will need to be successful when house hunting in a hot local real estate market. Tip #1: Do Your Research Ahead Of Time It should go without saying that in a hot market you will need to move quickly. Making an…
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05
Jan
By Jim Hasek
Home Mortgage Tips, ,

On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

Are you the type of person that struggles with remembering to pay their bills on time? You're not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let's take a quick look at how paying your loan or other monthly payments late can have a negative impact on your mortgage. Your Credit Score Is At Risk As you already know, almost all banks, credit cards, mortgage companies and other lenders rely on your credit score to help assess the risk of lending money to you. Paying any of your payments late – even…
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29
Dec
By Jim Hasek
Around The Home, ,

3 Dog Breeds That Are Perfect for the Allergy-Prone Pet Lover

Do you find yourself itchy and sneezing after an encounter with a friendly, furry dog? You are not alone. The CDC estimates that around ten percent of Americans suffer from allergies related to dogs or cats. But, of course, that is no reason not to enjoy the love of a dog. So, if you are ready to push your suffering aside and adopt a furry pal, below are a few breeds that are perfect for those prone to allergies. What Causes Dog-Related Allergies? Do you know what the primary causes of pet-related allergies are? Many people believe that reactions are…
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27
Dec
By Jim Hasek
Home Buyer Tips, ,

Landlord Squeezing You for yet Another Rent Increase? It’s Time to Buy a Starter Home

Did you recently receive your annual notice that the rent is going up? If so, you're not alone. Millions of renters are seeing more and more of their income drained away due to higher rents. To make matters worse, every dollar in rent is one that you are not saving, investing or using to build your net worth. If you're feeling the pinch of higher rents, it might be time to buy your first starter home. Comparing Rent With A Mortgage Have you ever done the math to understand how close your monthly rent might be to a mortgage payment?…
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