27
May
By Jim Hasek
Mortagage Tips, ,

Is Now The Time To Refinance Your Mortgage?

To refinance a mortgage means to pay off your existing loan and replace it with a new one. There are many reasons why homeowners opt to refinance, from obtaining a lower interest rate, to shortening the term of the loan, to switching mortgage loan types, to tapping into home equity. Each has its considerations. Lower Your Mortgage Rate Among the best reasons to refinance is to get access to lower mortgage rates. There is no "rule of thumb" that says how far rates should drop for a refinance to be sensible. Compare your closing costs to your monthly savings, and…
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11
Mar
By Jim Hasek
Mortagage Tips, ,

Planning a Move With Your Pets

As a pet owner, you’re probably just as excited to see how your pet loves the new house as you are yourself. It’s fun to watch as your pets explore the new digs. But moving can be stressful for pets. Here are some tips for making the move as stress-free as you can for your furry loved ones! Acclimate Your Pets To A Pet Carrier If you travel infrequently, your pets may not be used to being inside the confined space of a pet carrier. Help them get used to it by placing it on the floor near where they sleep.…
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03
Dec
By Jim Hasek
Mortagage Tips, ,

Buying A Home Virtually

During the past few months, everyone has been going through unprecedented times. Every industry has been impacted and this includes the real estate sector. There are lots of people who are still trying to buy and sell a home during an era of social distancing. This can make it hard to look at a prospective property in person. The good news is that there are still ways for people to buy a house virtually. There are a few tips that everyone should keep in mind.  Go On A Virtual Tour Of course, everyone wants to take a close look at…
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24
Nov
By Jim Hasek
Mortagage Tips, ,

Important Advice For Locating The Right Neighborhood

When people are thinking about moving, they want to make sure they find the right neighborhood. At the same time, it is not always easy for many homeowners to decide where they are going to live. Particularly if they are not familiar with the local community, there are a few important points that everyone should keep in mind. By thinking about these factors ahead of time, potential homeowners are going to place themselves in a position to be successful when they purchase their next home.  Consider The Importance Of The Schools Many people who are moving are looking for a…
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14
Aug
By Jim Hasek
Mortagage Tips, ,

The Importance of Reviewing Your Insurance Policies During The COVID-19 Pandemic

The COVID-19 pandemic has taken the world by storm. Millions of people all over the world have been infected and businesses have ground to a halt. During this time, it is important for everyone to take a breath, pause, and look at their insurance policies. The reality is that the economic crisis is following in the footsteps of the obvious public health emergency. In order for everyone to hold their finances together, it is important to explore all of the options. This includes looking at insurance policies. Business Interruption Insurance One of the first policies or riders that everyone has…
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24
Jul
By Jim Hasek
Mortagage Tips, ,

How to Pack Weird Shaped So They Are Free From Damage

If you are like a lot of homeowners who have just sold their homes, packing up to move is the least enjoyable aspect of the whole thing. Packing is always time consuming, but it is worse when you have weird shaped items to pack. Sometimes the most commonly used items end up being difficult to pack. Here are some tips for how to handle it. Think Outside The Box Many weird shaped items either do not fit inside a standard sized box or they will rattle around and get damaged. Try to think of unusual packaging materials that might fit…
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